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You’re in the 4th Quarter (believe it or not)!

Time For Some Situational Defense!!

2020 has most definitely been a year of lots of… uncertainty. The “new normal” we are all experiencing has made this year pass us by much faster than we’re used to. (Hey, I’m not complaining, by all means, bring on 2021).

So, with this year flying by, is it just me, or was there a stay at home order in March and now it’s 4th quarter already?! We figured, if it’s flown by for us, it probably has flown by for you guys, too! So, this is your friendly reminder from West Star Capital to get your year-end finances planned out best you can! Hey, there’s still plenty of time, there’s no need to get your Hail Mary playbook out just yet!

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We’re Not a Fair-Weather Lender

The pandemic has caused numerous banks and financial institutions, who were lending previously, to unfortunately, flee the marketplace.

West Star Capital is continuing to lend to all industries for: equipment, refinance and leasehold improvements. Our mission to provide financing to hard-working, passionate entrepenuers has not been hindered by the pandemic.

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West Star Capital wants to help you get YOUR economy back into high gear.

The various COVID mandates that have been put in place, while of course are for our safety, have unfortunately left many business owners in a precarious position, financially. One course of action you can take, to provide you and your business with some economic relief, is to refinance your existing debt and make some shifts & improvements with your cash flow.

Our REFI Programs are “Fast & Furious” and can really help you boost your cash flow!

If you have questions about how we can get your economy back into HIGH GEAR, we’re here!

Ray and I are always available to answer any questions or provide you with any financial guidance that you might be seeking at a time like this. One part of our mission statement, that we still live by to this day, is that we want to be part of your team and watch you and your business grow. We are just a call or e-mail away, any time.

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Memorial Day Weekend, we remember and honor our fallen brothers and sisters. In our office, we celebrate Memorial Day 365 days a year!

We have made a conscious effort to display those family members, who have put their lives on the line, in the: Army, Air Force, Marines and Navy.

God Bless our Veterans alive and in Heaven.

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We Are Sending Our Best to OUR PARTNERS Across the Nation!

We hope that you, your family and your corporate team are staying safe during these unprecedented times.

As the old adage goes, “This too shall pass” and when it does, we will be back to our normal routines, having healthfully & financially navigated this pandemic.

Until such time, West Star Capital will always be there for you.

Whether it is providing temporary financial relief, or pre-approving future transactions, we will be there to assist you in all financial matters.

Please, be safe and sound.

Ray & Lauren

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West Star Capital is Offering Free Financial Guidance for Small Businesses Amidst COVID-19 Mandates

COVID-19’s unfortunate and accelerated spread, has impacted the entire state of New York and in many different ways. West Star Capital is located in Nassau County, Long Island, NY.

There is currently a strictly mandated self quarantine, folks are to work from home (or not at all) and social distancing protocols have been implemented, to hopefully stop the spread of this very contagious virus. As a result, we are witnessing first-hand, local businesses that are either forced to close or struggling to simply stay open or pay employees.

We understand this course of action was put in place to protect everyone from getting and/or spreading this virus and to save lives. Of course, this is goal #1 for our government, slow the spread. However, seeing our neighbors struggle at a time like this, is deeply disheartening. Honestly, it’s heartbreaking. In my 16 years here at West Star, on many occasions I have heard many of my customer’s refer to their business(es) as their “baby.” I’ve come to learn and know so many inspiration traits common in small business owners / entrepreneurs: Entrepreneur’s are passionate about what they do. Entrepreneurs put all their sweat, tears and enthusiasm into their business(es). Entrepreneurs are hurting right now.

Ray and I were trying to think of a way we could help our community and donate our time to those in need. Well, Ray and I aren’t doctors (lol), so we cannot help out the community in that capacity, but we do have a lot to offer in terms of finance! That is what this blog post today is all about. We would like to donate our time to the local business community, whether you’re an existing customer or not. Ray has over 40 years experience in the financial sector. West Star Capital has been lending for twenty+ years. We are confident that our expertise and guidance will be of great assistance in these times of uncertainty.

As it says above, we are all in this together!!

So, if all the recent goings on are leaving you perplexed about what steps might be best to take, please give us a call. All of the guidance and suggestions we might offer, speaking with you is completely free of charge.

We want our community and neighbors to thrive! We are all in this together!

Ray Saccaro & Lauren Bradley
516.799.9191 or 516.317.7395
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It all started in a basement in 1999, and today, West Star Capital has become a lender to some of the most preeminent business owners on both national and local levels.
for your continued support. Your patronage throughout these past twenty years has made this journey possible!
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Merry Christmas!

The team at West Star wishes you peace, joy and prosperity throughout the coming year.
Thank you for your support and partnership over the past twenty years.
We look forward to working with you in the years to come.
Merry Christmas & a Happy New Year!
-Ray & Lauren
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*78 Month Terms is inclusive of the first 6 months at interest only.
**Terms for eligible credits.

At West Star Capital, we take a lot of pride in what we do.  We are customer service driven. We are blessed to work with some of the best people in their respective industries and we are now finishing our 20th year in business. 

One plus in doing business with West Star Capital – is that our loans do not have any loan covenants, and this is extremely important to us and to YOU, our customer.

What does this mean? 

Unlike our Competition,

West Star Capital Equipment Loans do not:

  1. Take a lien on your home like the SBA (see June’s blog post for more information)
  2. Restrictive Dividends
  3. Require Maintenance of: Cash Flow Coverage, Working Capital, Minimum Net Worth of the Company, Limit on Capital Expenditures and Taking on Additional Debt!
  4. Require Commitment Fees
  5. No Loan Covenants

With other lending institutions, breaking any of the above could result in a default of your loan and place you and your business in a precarious position. 

For more info, give us a call – or shoot me an e-mail! 516.799.9191 or